It’s been a while since I got hit by a meme and I have Doughroller to thank for it! In fact, I have to apologize to all those bloggers who’ve tagged me in the past with memes I never got around to posting about. 
I have to blame my horrible time management habits for that. However, I’d like to participate this time around and share in the advice giving that’s been going on.
Thanks to Moolanomy for originally triggering this viral process called the “My One Money Advice” meme and for keeping track of all the advice that have been given out so far. Somewhere down the line, Doughroller decided to publish his own advice in this post and proceeded to tag me along with Free Money Finance and Consumerism Commentary.
I actually have two to give out, so I’m cheating a little. And I actually live by both. The first is a very common cliche which I’ve adopted and taken to heart as I cruise through life. It’s something I always keep in the back of my mind to help me focus on my goals:
Yep, it’s a classic saying that’s resonated with me which translates to: don’t waste time; take advantage of a brief opportunity while it is still there. Plan for a rainy day by seizing the opportunity that you are presented today. I kept it in mind all the way throughout the dot com boom, when I thought, “this can’t possibly last long, so I’m going to be careful with whatever I earn.” Those were the glory days when I was easily earning twice what I do now, and I doubt I’ll ever see such days again. So I made sure I took good care of my savings, so I know that I’m prepared for anything.
And this together with my second motto,
“Don’t take anything for granted,”
are some of the rules by which I live my financial life. What this means to me is that no matter what happens, I’m always aware of where I’m going (by keeping focused on my goals and seizing the day!) AND where I’ve been (to learn from past experience). I will never take anything for granted and will always be grateful for all things, all blessings that I’ve received.
I’ve admitted before that I’m a bit of a neurotic, so I’m keen on being ready for anything. And I firmly believe that no matter how successful you are, you still need to be on your toes since things can change on a dime. Unexpected things happen, but with sound financial planning and hard work, you can handle whatever comes your way.
I hope I’ve rubbed off some of my paranoia on you.
Now I’m going to tag a few of my buddies*:
Lazy Man and Money
Money, Matter and More Musings
Money Smarts
Your turn!
*Tag list subject to change in case (1) tagged bloggers have already been tagged previously or (2) they’re not in the mood to give advice at the moment.
Image Credit: Tandem umbrella by designer Marc Owens
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Oh, I’ve been tagged before alright!
hey, thanks for tagging me :). this is so cool!