The Digerati Life

Personal Finance Reads

• The Simple Dollar covers some techniques to try when faced with a major life or financial decision. Look to both rational and objective approaches as well as to subjective and emotional responses to help you make your decisions.
• Lazy Man and Money tells us why he hates Monster.com as he enters into a job search. The only one I’ve ever used was Dice.com, which in the past has yielded pretty good targeted results for me.
• Money Smart Life suggests a list of financial resolutions you can tackle in the next year.
• Money, Market and More Musings and I have the same take on debt — it’s a financial tool that can either hurt or help depending on how you decide to use it.
• Gen X Finance tells us about a three letter abbreviation more vile than IRS: that would be AMT, which stands for the Alternative Minimum Tax.
• The Sun’s Financial Diary goes through the interesting exercise of how to select mutual funds for an investment portfolio.
• Five Cent Nickel has a reader who wonders what to do about overspending on a Flexible Spending Account (FSA). My problem has been the opposite — I underspend and end up losing what I put in the account, so I’ve personally opted out of using them till I get my act together on this matter.
• Blueprint For Financial Prosperity consolidates some credit cards as part of his financial winter cleaning program.
• Mighty Bargain Hunter brings up a radical thought: if you’re worried about paying for your children’s college education, then don’t do it. I told you it was radical! He shares some justifications for this argument.
• No Credit Needed offers more thoughts on the subprime situation and the mortgage mess. When the go-go years in real estate were happening, I just had this feeling that the subsequent downtrend would be so much harder to bear.
• Free Money Finance shares some good reasons to turn down a job offer. I particularly agree with the one that says “you get a strange vibe from your soon-to-be new boss.” I would listen to that inner voice: your intuition (or sixth sense) can be telling you something you should heed.

Additional Readings Around The Web

• Five Free Frugality Forums @ Being Frugal.net
• The Difference Between Broke and Poor @ Fiscal Musings
• Rate Locks For Stupid Mortgage Borrowers @ Punny Money
• Give yourself an end-of-year pay raise @ Don’t Mess With Taxes
• Stocking stuffers for gardeners @ San Jose, CA Blog

Acknowledgments and Announcements

I’m picking up a great new financial book called 100 Minds That Made The Market, thanks to Cash Money Life’s recent giveaway! I’d like to thank him for the opportunity to participate: I never win anything so this was definitely a pleasant surprise.

Prosper has launched their Prosper Blog and we’re one of the blogs that is guest posting in the following week!

Many thanks to the Kirk Report for the link up!

Recent Carnivals

Hot Finance Carnivals
The Carnival of the Capitalists for December 3, 2007
Personal Development Web Articles - Weekend Edition
LIVE THE POWER UNLIMITED-volume 9
Carnival of Life, Happiness and Meaning #26
The December Career & Job Advice - Blog Carnival
Carnival of Family Life in Australia
Carnival of Travel Guide #2

Bookmark It