MetaBank Prepaid Debit Cards

MetaBank is a full service consumer bank with a solid prepaid card portfolio. As a recognized leader in the prepaid debit card arena, MetaBank has committed to helping individuals with bad or limited credit histories get on their feet and to learn better financial habits. They have a variety of prepaid programs that address different requirements. What's great is that when you apply to be a customer, your past credit history doesn’t matter.


AccountNow® Prepaid Visa® Card

Intro APR Intro Period Regular APR
Annual Fee Balance Transfers Credit Needed
$0 No No Credit Check
See Terms for AccountNow® Prepaid Visa® Card

AccountNow® Gold Visa® Prepaid Card

Intro APR Intro Period Regular APR
Annual Fee Balance Transfers Credit Needed
up to $9.95 monthly fee No No Credit Check
See Terms for AccountNow® Gold Visa® Prepaid Card

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Why Carry MetaBank Prepaid Cards?

Who is MetaBank? MetaBank is the consumer banking arm of Meta Financial Group. Starting as a true grassroots, homegrown operation in Iowa, MetaBank has grown to almost a billion dollars in assets and has millions of cardholders nationwide. MetaBank specializes in innovative ideas for helping people with bad or limited credit histories learn to develop improved financial habits through the use of reloadable cards. MetaBank’s card offerings typically do not charge an annual fee or monthly fee (although other fees may be incurred). This and many other great benefits make MetaBank one of the leaders in the prepaid debit card industry. Here are some great features you'll get with a MetaBank Prepaid Visa or Mastercard Card:

  1. 100% Guaranteed Approval: Every MetaBank prepaid debit card carries a 100% approval rate, meaning that anyone can obtain a card, regardless of their past credit history. Why? Because MetaBank does not take your credit history into consideration at all. As a matter of fact, there is no credit check.
  2. No overdraft fees or minimum balances: Unlike many prepaid debit cards (or credit cards, for that matter), MetaBank does not require you to deposit or maintain a minimum balance in your savings account in order to keep your account current. Of course, your card limit will be affected by your savings account balance, but there are no penalties.
  3. Multiple deposit options: MetaBank offers several easy and convenient ways to make deposits to your account, including direct deposit, online funds transfer and retail loading options. There is never a fee for using the direct deposit option and you may be able to access your deposit sooner by having it loaded directly to the card.

And the perks don’t stop there. MetaBank offers another innovative program known as the iAdvance loan option. This program is separated from the main line of credit and allows cardholders to make purchases from The program has a preset credit limit of $7,500.

Here's another example of what you can do with a MetaBank card: with the BuyRight PrePaid MasterCard product, MetaBank cardholders can earn rewards points that are redeemable toward ringtones, pre-paid cellular airtime, or long distance calling cards.

MetaBank offers great account management features as well, such as free online bill pay, online account access, credit bureau reporting, and much more. So, if you have had credit challenges in the past or are simply looking for a convenient way to make transactions, look no further than MetaBank.