RushCard Prepaid Debit Cards

RushCard is behind a prepaid Visa branded debit card created by philanthropist and music mogul Russell Simmons. RushCard gives individuals with less than perfect credit the opportunity to enjoy the benefits of carrying a card with the Visa brand, but without the hassles of having to own a bank account or having to deal with a credit check. The RushCard helps people manage their money by allowing individuals to load their cards with a specified amount of money and avoid costly overdraft charges.

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The Benefits of Using The RushCard Prepaid Debit Card

What do you expect to receive as a RushCard customer? The RushCard offers a wide variety of prepaid debit cards at a reasonable price. Started by music entrepreneur Russell Simmons, the RushCard offers individuals who cannot secure a regular credit card the opportunity to enjoy many of the same benefits of using a Visa credit card, without the worry of accumulating card debt. Here’s are some great features you'll find in the RushCard prepaid debit card:

  1. 0% interest charges. The RushCard prepaid debit card is not a credit card. Instead, it works just like a debit card from a traditional bank. You only have access to the funds you deposit, so there is no accumulation of debt or interest charges, helping you save money month after month.
  2. Can be used worldwide. The RushCard, just like any other credit or debit card under the Visa brand, can be used at millions of point of sale or ATM locations worldwide. You can make secure online purchases, rent a vehicle, or withdraw cash at any ATM anytime, anywhere Visa is accepted.
  3. Low Maintenance Fees. While many prepaid debit cards will charge large set up fees, monthly maintenance fees, and per use fees, the RushCard does not. In fact, many of the features of the RushCard are free (depending on the plan you choose). Fees such as online statements, money loads, and card transfer fees have been eliminated in some cases and have been reduced in others, making this one of the most economical prepaid cards on the market today.
  4. No Credit Check. Because you are limited to using the funds that you load on to the card, RushCard debit cards do not require credit checks. This means that everyone qualifies for this card, no matter what your credit situation is. Also, because you are actually accessing your own money when you use the card, you won't have to worry about any risks of default.
  5. Free Services. Prepaid debit card accounts typically qualify you for free online bill pay, free employer direct deposit, free online ACH loading, $0 overdraft fees, free online customer service and much more. As a matter of fact, these debit cards have some of the lowest fees in the industry, thereby allowing you access to more of your money.

For individuals who find themselves in a financial situation that prevents them from being able to obtain a traditional credit card, prepaid debit cards are the way to go. But the main downside with this type of card is the cost. Because there is no revenue generated through interest charges, many prepaid debit card providers charge significant set up fees and monthly account maintenance fees. However, RushCard is different. RushCard still charges these fees, but most have been reduced significantly compared to what the competition charges, and some of the fees have been eliminated altogether. This makes this card a wise choice for people who are looking for a way to save money while still hoping to enjoy the benefits of using a Visa branded card. So, if you're shopping for a debit card, you may find that the RushCard can work for you.