Comments on: When To Get Personal Property Insurance

By: Scott

Scott — Fri, 12 Mar 2010 20:46:41 +0000

Unfortunately insurance is a necessary evil. It’s one of those things that you hate to pay for, but when you have a car accident or your home is damaged in some way you will be thankful for the insurance coverage.

A good point was made, don’t just go out and get the bottom dollar insurance policy trying to save a few bucks. You may find that when the time comes that you need to make a claim on your insurance that whatever got damaged is not covered, that would be unfortunate.

By: Suzie

Suzie — Wed, 02 Dec 2009 04:13:34 +0000

You can find really affordable renters insurance – especially if you bundle it with your car, health or life insurance. It’s usually $10 or $20 a month. You can get covered for all your personal items if damaged in a fire or natural disaster and if someone is injured in your home you can get medical bills paid for and legal fees if needed.

By: CIO

CIO — Sat, 19 Sep 2009 10:39:04 +0000

As most of the other commentators said, read the fine print. There’s almost always something horrible hidden in there!

By: Toms River

Toms River — Mon, 24 Aug 2009 20:08:26 +0000

Agreed. Many important and generally obscure agreements are hidden in fine-print since this is frequently overlooked by those signing contracts.

By: Brandon

Brandon — Fri, 14 Aug 2009 02:04:27 +0000

Yes, reading the fine print is imperative to understanding the entire document. Usually, the limitations and conditions are defined there.

By: Chandler

Chandler — Fri, 31 Jul 2009 19:40:02 +0000

Great advice. Making sure you are covered in all areas is important!

By: Daniel Bilförsäkring

Daniel Bilförsäkring — Mon, 06 Jul 2009 18:02:53 +0000

I agree, it is really important to take the responsibility and read the fine print since the shady parts of the contract tends to hide there. And insuring high cost items on their own can really save you a lot of headache.

By: WPBonds

WPBonds — Sat, 27 Jun 2009 19:20:58 +0000

I’m just glad to know that I have absolutely nothing of value in my apartment. Most of my stuff is crap I’ve found amusing over the years.

By: Chuck The Water Damage Guy

Chuck The Water Damage Guy — Sun, 21 Jun 2009 21:37:05 +0000

Ive been in the Insurance Restoration Business for 20 years. One of our main areas is water damage. My business has handled well over 10000 water damage claims and every so often.
We often come across tenants that have no Personal Property Insurance and they always regret not having it. It’s quite inexpensive as you pointed out. If you have an area of the apartment that is below ground such as a finished basement, it pays to get extra coverage covering this because a standard policy will not cover ground water that seeps into a basement.

By: Kanu

Kanu — Wed, 17 Jun 2009 10:43:47 +0000

The short answer is- most ideas you can think of are good enough to start a business around – in short you can probably make some money doing almost anything.

The real question is whether or not your business idea is worth the risk, and will provide adequate reward if it works out. For sake of argument let’s say adequate return is enough money for you to live on, at least replacing your current income. Thanks in advance for your time and consideration.

Simply put your unique selling proposition (USP) is the reason I’d buy from you and not a competitor.