Chase Credit Card Offers
Chase is a popular credit card issuer whose products fulfill a wide range of consumer needs -- from general rewards and cash back cards to low interest balance transfer and business credit cards. Behind these cards is the second largest banking institution in the United States, JP Morgan Chase, which is bested only by one bank: Bank of America. Not only is Chase big, but it’s one of the oldest banks still in operation today, with its roots dating back to 1824 as the Chemical Bank of New York. Chase Bank is a full service consumer bank offering a wide array of financial products with its vast credit card line being one of the largest and most prestigious of any issuing bank. You can find their flagship offerings as well as new promotions in our list below.
Chase Freedom® Visa - $200 Bonus Cash Back
This is Chase's cash back credit card. This particular version of Chase Freedom offers customers the best introductory cash back bonus after a purchase limit is reached in the initial months of card ownership. Note that it has no special introductory term offer.
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A | N/A | 15.99% - 22.99% Variable | $0 | Yes | Excellent |
Related Offers:
Why Select A Chase Credit Card?
Who is Chase? The JP Morgan Chase & Co we know today was formed through a series of mergers and acquisitions dating back to the early 1800s and the introduction of the Chemical Bank of New York. A series of mergers in the late 1980s and 1990s included Chemical Bank, Chase Manhanttan Bank, J.P Morgan and Company, Bank One, Washington Mutual Bank, Providian, Great Western Bank, and Bank United of Texas.
Through all of this merger and acquisition activity, Chase Bank emerged as the consumer banking arm of J.P. Morgan Chase & Company, offering a wide range of financial products to consumers including deposit accounts, investment products, insurance, loans and credit cards.
Chase boasts one of the most comprehensive credit card portfolios in the marketplace today giving it the ability to offer a credit card to just about anyone who wants one. You'll find many Chase credit cards topping a large list of credit card categories, such as the following:
- Rewards Cards: Chase is well known for its alliances with hotels and air lines and the ability to offer free airline tickets and hotel stays to its customers through the issuance of air miles and hotel points. Chase also offers cash back rewards bonuses and rewards points that can be redeemed for merchandise in a variety of retail locations based on the affinity program you choose.
- Student Credit Cards: Chase understands that most college students have limited or non-existent credit histories and a need for financing. Through their student card program, college students can obtain the credit they need while also enjoying a rewards program that gives them rebates and deals for managing their accounts responsibly.
- Secured Credit Cards: For those with less than perfect credit, Chase offers several different prepaid credit card options that require no credit check to obtain, that provide an interest bearing savings account for the security deposit and that allow credit bureau reporting to help establish or reestablish credit.
Of course, Chase is well known for its other financial services such as auto and home loans, CDs and insurance products. Credit card customers can receive discounted rates on additional products as well as the ability to link their credit card accounts with other products offered by Chase.
Chase has also redesigned its credit card program to provide consumer education on responsible credit management, tips and programs for getting out of debt, making Chase a premier company to do business with. So, when comparing credit cards to determine which card is the right one for you, you'll see why it makes sense to select a Chase credit card.
{ 2 comments… read them below or add one }
Is there a penalty for closing an account prior to paying the annual fee?
If the annual fee is due, you are obligated to pay it — I am not aware of a penalty for closing a credit card account. However, credit card holders may not realize that they can try to negotiate fees and terms with a credit card representative. You may try to work out an agreement with the rep and find out if they will waive your fee under certain conditions. For example, they may want you to continue using the card (or may ask you to keep the account open), and in return, they may promise to waive the annual fee for one more year. Or if you have an outstanding balance and decide to pay it all off before closing your card, then it’s possible for the issuer to forgive the annual fee.
Note though, that closing a card account may result in your credit being affected negatively. Be aware of the consequences of credit card account closure before moving ahead with this plan.