Hot off our presses are a couple of announcements regarding some offers we have available for those interested. Do read on if you like deals!
Offer #1: 10% YNAB Discount Coupon Code
YNAB or You Need A Budget is a personal budgeting software application that is an awesome alternative to Quicken. It’s one of Quicken’s competitors, has roots in Excel, and is based on a forward-thinking savings and debt elimination paradigm that you’re not bound to see in many other money management or budgeting tools. In fact, I think it’s better than Quicken in some respects, especially in terms of how its features highly encourage us to save and improve our debt reduction efforts.
You’ll get a lot of extras along with your purchase, including free money management tools (add-ons) and the ebook “The YNAB Way”. These following items are for free with your purchase of YNAB Pro.
Free Bonus Items With Your YNAB Purchase
- The YNAB Way eBook discusses the YNAB approach to saving and budgeting. The YNAB methodology is a new savings paradigm that helps you reduce your debts and build your savings faster.
- The YNAB Debt Snowball is an add-on to the YNAB Budgeting system. It’s a spreadsheet that helps you get rid of your debt quickly.
- The YNAB 2008 Income Tax Forecaster helps estimate your 2008 taxes.
- The YNAB Retirement Planner guides you through making smart investing decisions.
- The YNAB Mortgage Analyzer shows you how quickly you’ll be able to retire your mortgage, under different scenarios.
- The YNAB Car Maintenance Schedule helps you keep track of your car maintenance checks, thereby helping you save money on your vehicle in the long run.
If you’re not averse to paying a little money for such applications, then it’s something to consider. For more details on this product, check out our review: YNAB (You Need A Budget) Personal Budget Software.
Offer #2: Lending Club
Whether you’re a lender or borrower, this may be the lending platform you’re looking for.
We recently published a Lending Club review that discusses how more people are now turning towards social lending and borrowing communities like Lending Club and Prosper in order to fund their loans during this era of tighter credit.
Now is this the perfect environment for peer-to-peer lending networks, or what? I say this because with banks and financial institutions feeling the heat lately, peer-to-peer lending is picking up some steam as a venue for borrowers who’ve decided to try other sources for their loans. Also, with the stock market behaving in a volatile manner, investors are looking for alternative ways to put their money to work, seeking returns that are much more stable and predictable, such as those you’d get through lending. In this vein, P2P networks are becoming viable investment options.
So it looks to me that these social lending companies are able to address several pressing financial concerns at the same time. As always, be aware of the risks and do your due diligence before applying your money into anything new.
- You can visit this link to apply as a borrower.
- You can visit this link to apply as an investor or lender.
- Stock trades: Free stock trades from Zecco, Cheap stock trades from TradeKing, Stock news and Investment info at INO TV Free, No cost Trend Analysis for stocks
- Earn top returns: FNBO Direct [1.90%], HSBC Direct [1.65%], WTDirect [1.76%], E*Trade Bank [0.95%], ING Direct [.25% to 1.65%]
- Cash bonus: Discover More [$50], American Express [$25], Lending Club [$25]
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{ 3 comments… read them below or add one }
I recently blogged about setting up a Lending Club account to get the $25 sign up bonus. After I signed up (and received the $25 sign up bonus) I discovered I was able to invite others to join, who would then get a $50 referral bonus. I’m not sure if you have an account with Lending Club, but if so you may be able to get readers a $50 bonus. We do not get anything for that referral, but I think social lending is a great thing and encourage everybody to join.
Ed: Yes, that set up holds true if they sign up in the manner described here. Thanks! I appreciate the additional details.
Yes that is the idea. If they sign up through our links here, they will get $25 as a start, and they can from that point on, potentially get $50 if they spread the news! So yes, by signing up, you can be well on your way to getting the capital to fund your lending pursuits!
Thanks for the info, Start-Up.
YNAB is an amazing program. I’m glad to see you recommending it to your readers. As someone who has tried both Quicken and Money, I find that YNAB works best for someone like me that didn’t need all the bells and whistles but wanted to create a monthly budget.