Announcements
I had my first article published at Wise Bread, where I share some basic investing tips for any market. I hope you’ll check it out!
I’ve also noticed that a lot more corporate blogs in the field of personal finance are popping up. Here are a few I’ve become acquainted with: The Wallet (WSJ blog), Credit Karma blog, the Thrive blog, the Mint blog, the Lending Club blog, and the newest one I’ve stumbled on — the Billshrink blog (with awesome design and entertaining content, I may add)! There are many more such sites, and I’ll mention them as and when I encounter them around the web.
Financial Articles
We also have some more financial articles for you to digest:
- Blueprint For Financial Prosperity: In his accomplishment journal, Jim talks about his awesome achievements, and wow, there are many! I have my own “Wall of Fame and Fortune and Awesomeness” under my Blog News page, but it’s not as exciting.
- Mighty Bargain Hunter: Secondhand kids’ clothes could become harder to find
- No Credit Needed: 20 Things That Rock About Being Debt Free
- Lazy Man and Money: How To Be Successful in the New Year (20 Tips Inside)
- Generation X Finance: Why the Recession Will Be Good for Us as a Country. I love analyzing the recession and business cycles.
- Brip Blap: How To Judge Compensation
- Frugal Dad: Do You Suffer From Destination Addiction?
- Million Dollar Journey: How We Feed Our Family of Four On $100 A Week
- Money Smart Life: How Should Obama’s Stimulus Be Spent?
- The Sun’s Financial Diary: 2008 Google Logos: How Google Remembered the Year. So cool!
- My Dollar Plan: Donating Bodily Fluids for Cash
- Rich Credit Debt Loan: How To Find Financial Stability In Unstable Markets
- Political Calculations: A Year of Disorder, With More To Come
Recent Carnivals
- Loose Change: Thanks to The Wallet for featuring our Lending Club review!
- Festival of Frugality: I’m truly honored to have The Dough Roller pick my article on best coupon sites as his Editor’s Pick!
- Carnival of Personal Finance
- Tax Carnival
- Carnival of Financial Planning
- Carnival of Debt Reduction
- Carnival of Money Stories
- Carnival of Personal Finance Goals
- Take Charge of Your Health Care
- Best of Me Carnival
- Stock trades: Free stock trades from Zecco, Cheap stock trades from TradeKing, Stock news and Investment info at INO TV Free, No cost Trend Analysis for stocks
- Earn top returns: FNBO Direct [1.90%], HSBC Direct [1.65%], WTDirect [1.76%], E*Trade Bank [0.95%], ING Direct [.25% to 1.65%]
- Cash bonus: Discover More [$50], American Express [$25], Lending Club [$25]
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And who doesn’t need tips on being frugal today. Heard about a family losing their house today.
Living debt free is the phenomenon of having credit available, using it wisely, saving religiously and planning accordingly. Some financial gurus explain that living debt free means having no debt at all, but the definitions of ‘debt free’ range from not having any debts to using credit wisely and productively and controlling your debt. Any family can lead a debt free lifestyle by having a committed frugal household than plans its budget well.
Thanks for including me!
I just heard about a cousin of mine who lost his job.
We can all be a little more frugal, regardless of our job or housing situation.
Thanks for the mention, Digerati. Does this mean you’re going to be doing a guest post for us next? Come on…you know you want to. *grins*
Thanks Matt, for such a nice invitation! Yes, it would be great to get the chance to guest post for my favorite blogs. I hope I get that opportunity to do so sometime. When my schedule clears out a little perhaps?
I found your blog on google and read a few of your other posts. I just added you to my Google News Reader. Keep up the good work. Look forward to reading more from you in the future.
These debt consolidation services also can help you reduce your debt and act as your agent to help negotiate terms to settle your debt for what you owe. If you are very behind on your payments, or have credit lines that are in default and have tons of fees in addition to your original debt, these consolidation services can negotiate to settle your debt for pennies on the dollar. In many cases that can halve or even reduce your debt by up to a third of what you owe!
You are not obligated to use a consolidation service to help you find debt relief. They are paid professionals that deal with difficult situations on a daily basis. So when I am asked how do debt consolidation services work, the best answer is that they are there to help, however they can.
Any of these credit card debt settlement methods are fine, as long as they work for you and help you get debt-free quickly. If you go for credit card debt settlement all by yourself, you will need to analyse the various options available to you such as researching various balance transfer offers available, checking the loan options with the banks.
However, if you want to take credit card debt settlement advice from a professional, you should be able to trust the advisor fully. So you need to check the credentials of the credit card debt settlement advisor/company. There are hordes of people and companies that advertise “credit card debt settlement in one day” which will appear incredible.
Such credit card offers are generally not genuine. Their advice may, in fact, more than compensate for the fee that they charge you for credit card debt settlement. These credit card debt settlement companies / advisors will be able to help you in the best way if you tell them your current financial situation correctly.
Your future plans are important too, as they might influence the decision on ‘What route for credit card debt settlement would work the best for you’.