Well, on the heels of the big giveaway by Money Crashers, I’m continuing the trend this week with a giveaway that is sponsored by YNAB (You Need A Budget). I’ve long advocated YNAB as a standalone personal finance application that can help you manage your spending and your budget better.
Click on the image to check out some screenshots.
Free Personal Finance Software Giveaway: YNAB 3
So what’s this I’m giving away? Earlier on, I gave a little preview of this highly regarded money management software for the desktop: YNAB 3 is a great alternative to Quicken and the now defunct Microsoft Money. You can check out what I say about this in my article on budgeting tools and software products. At any rate, here’s a short list of the features and benefits you’ll experience from using the YNAB tool:
- You can import information from your bank into YNAB 3. You can reconcile the information you have in your budget with the data you have in various financial accounts.
- The application supports envelope budgeting.
- Get rid of your debt more quickly by using YNAB’s budgeting strategies.
- You can schedule recurring transactions.
- You can identify and plug spending leaks that you find in your budget.
- There’s a feature called “Quickbudget” that allows you to work with your monthly numbers more easily.
- The application also incorporates a great saving methodology that is based on YNAB’s 4 rules. You can read more about this in more detail in my review of YNAB.
How To Join
If this sounds like something you’d be interested in, then I’d like to invite you to join this giveaway. I am offering TWO copies of YNAB 3 this month! Here are a few steps you can take to participate:
1. Subscribe to The Digerati Life to receive free financial information in your mail box each day (well, most days 
). You can do so via RSS feed or via email. As a subscriber, you’ll be able to receive information on financial tips, ideas, resources, personal product reviews and more. It’s free and you can unsubscribe anytime!
2. I’d love to give away this software to someone who’ll be able to make use of it. So I would encourage you to download a free trial of the software and provide some impressions or feedback on the tool in our comments section. Your comment will be counted as an entry. At any rate, do leave me some thoughts on what it is you expect from a money management tool.
3. I’ll pick a winner in the next few days.
I’ll be offering more free stuff in the horizon, and more opportunities for giveaways in the future, so please stay tuned to this channel for updates! Please note that there is no purchase necessary to avail of this giveaway.
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{ 24 comments… read them below or add one }
I’ve tried the trial and I simply love it. The interface is just awesome and I like how you can use it even if you don’t sync with your bank.
It’s too bad that Microsoft Money will be discontinued. I have been using it for years. Subscribed.
I’m not much of a budgeter, but YNAB really makes it easy and useful. I’ll definitely appreciate a copy. Thanks!
I’ve tried most of the financial software out there and I really enjoyed the YNAB trial.
It seems very easy to use and understand.
So far, so good with YNAB3. There are a lot of great features with the tool. I hope I win: This will help my wife and me pay down debt!!!
If you haven’t checked out the new Adobe AIR version of YNAB, it is a must! The software looks even better now and it is so easy to use. It is a great alternative to Mint and allows you to take care of the security of your information and have better control of what information is going in to the budget!
I subscribed to email. This is a very beneficial product.
This is amazing software. Definately worth purchasing, its so easy to work with. I am is serious debt and have really enjoyed your daily emails. I am learning the hard way and slowly to help myself get out from under this debt. It actually feels like I can really do this! I am so thankful for all of your advice. It doesnt feel so hopeless anymore. I made my own budget but its very hard to stick to when its just on an excel spreadsheet. Its like handing your money to someone (you dont feel alone in it). Thanks!!!
Hmmm…I could really benefit from this. Thanks for the great info. I’ve subscribed via Google Reader.
I could really use this… as my husband and I just started our own business out of our home. We need to get more organized!
I downloaded the trial and like what I see so far. I used to shoehorn the envelope method into ms money. MS money worked but required a lot more effort than it needed too (really a pain). Ynab appears to do the same thing I was doing but in a much easier way. Really like what I see so far. I do have a usability concern w.r.t. their reconciling feature. It automatically marks each transaction I download as “r” even if it duplicated something I already had in there or even already downloaded. That can be a really big problem when making sure you have the same balance as the bank. I assume from other people that rave about it that this problem does not make the software unusable. It certainly seems like a small price to pay for all the programs other great features. I do wish the trial was longer than 7 days so I could try a “reconcile” or two before buying but hey, maybe if I win it won’t matter
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I subscribed to your reader.
i need YNAB 3 to help me manage my finances and budget my spending carefully in these tough times. thank you
I downloaded the trial and it’s suuuuper user friendly–awesome.
I just subscribed by e-mail to the feed.
Thanks for this giveaway!
My husband and I have been living on an extremely limited income, but we’re hoping his first REAL job offer will be coming next week, and now we have no idea how to budget! Thanks for steering us in the right direction. Hopefully we can afford it soon!
i just subscribed to e-mail feed
Need this! Subscribed to your feed.
I’m following your RSS feed through my Google Reader.
I’m moving into a new apartment next weekend that costs just slightly more than what I’m paying or have ever paid, really. I need budgeting software more than anyone!
I’m going to be honest, I am crappy at budgeting. I pay my bills on time but it’s because of my trusty calendar but as far as savings and budgeting goes I’m at a loss. I did download the demo and so far am loving it. I am trying to get out of debt and believe this software will come in handy. I know there are probably many others who are much more deserving but I truly need budgeting help.
By the way I subscribed to your feed and read your blog daily, keep the up the great and informative writing.
Thanks for all your entries! Just a reminder that I will be selecting 2 winners and I will be making the announcement in a couple of days (most likely on Wednesday). So do stay tuned to The Digerati Life feed for this information.
The old fashioned pen and paper budgeting system I have been using is exhausting…especially with three toddlers so I would love to win this software.
I subscribed via email!
Thanks!
Giveaway has ended! But we plan to offer more YNAB giveaways in the future. So stay tuned to this site or subscribe to our feed for our announcements.
Even though the free giveaway has ended I still want to comment for those of you thinking about using it.
YNAB is SUPER easy to use. I know at any given moment how we are doing and where every penny is going and has already gone. I love the charts and graphics in YNAB. The bonus is that it is very user friendly and you can set up your budget and customize the catagories in one quick sitting.
We have been using free tools on Dave Ramsey to budget for our family and our membership is expiring in 23 days. I have tried YNAB and have been wanting to buy it but unfortunately every penny is spoken for right now. We WILL get get it but probably not for a couple months.