Top Cash Back Shopping Sites for Great Discounts

by Millie Kay G. on 2010-11-2112

So who’s ready to start their shopping this week? Whether it’s to stock up on supplies, gear up for the holidays, or just for the sport of it, we’re probably going to be hitting the stores pretty soon. But one way to ease the pressures of spending would be to make sure you’re smart about it. If you can’t be a “no spender”, you can at least be a “smart shopper”. In my case, I try to be rewarded every time I buy something. The first thing I do when I know I have to make a purchase is to figure out (a) what type of deal I can get or (b) how to get rewarded for the purchase. As lots of you already know, online shopping can result in huge savings if you’re a shrewd shopper. One great way to save is via cash back sites, or what are also known as “rebate sites”.

Top Cash Back Shopping Sites for Great Discounts

Cash back shopping sites are those sites that give you some money back when you make a purchase. All you have to do is to become a customer or member of the site or in some cases, apply for a debit or credit card they offer. For maximum savings, you can shop at these places and use your cash back credit card or rewards credit card so you can also save through your credit card company.

1. Upromise

One of the most popular sites for cash back online shopping is Upromise, which has been around for many years now and has proven to work pretty well. Its major focus is on college savings (saving for a 529 account, in particular). As soon as you join Upromise, you can start earning money towards college expenses for your favorite student. There are different ways you can make Upromise work for you. One way is by shopping through their website to earn anywhere from 1% all the way up to 25% back on your purchases. With more than 600 retailers like Sears, Target, and the Home Depot, it shouldn’t be hard to find a retailer you like and save money for college.

Upromise

Another easy way to earn cash back from Upromise is to use a credit card or debit card you register through their site to pay for your restaurant bill. More than eight thousand restaurants participate in Upromise, and it’s possible to earn up to 8% cash back.

You can also earn 1% to 3% back on eligible grocery store or drugstore purchases. To earn even more cash back, you can recruit friends and family members.

When it’s time to get your cash back, you can elect to have a check sent to you for college expenses, or you can open a 529 college savings account for college, invest in a high yield savings account, or pay down a Sallie Mae student loan you already have. The best part: Upromise membership is free.

Tip: If you open a Sallie Mae Savings Account and link it to your Upromise account, you can receive an additional 10% of your Upromise rewards earnings as a bonus into your Sallie Mae account. Read more about how this works in my Sallie Mae Bank Review.

2. Ebates

Ebates is another popular site where you can earn cash rewards by shopping at tons of online shopping retailers. It’s actually one of my favorite shopping stops aside from Amazon because they’ve got cash back relationships with almost all the retailers I regularly visit. Instead of going directly to Macy’s or Land’s End, why not visit Ebates first then jump to your chosen retailer site? By doing so, you’ll be tracked by Ebates and you’ll end up receiving additional cash back simply by doing this extra step. It’s not much more trouble but you get savings in the process. Not only that, you can also apply online coupon savings ON TOP OF the cash back if you find a merchant through Ebates that offers those extra coupons.

ebates double cash back

At Ebates, more than 1,200 stores offer goodies like rebates and coupons. Featured stores offer as much as 10% cash back, while certain stores can get you discounts from coupons as well as cash back. Deals of the Week come from retailers like Crate & Barrel, Gap, and Barneys New York. Don’t forget to sign up for alerts about the Daily Double Deal so you can nab double cash back when you shop.

Tip: Just for signing up, you’re eligible for a $5 bonus from Ebates, or you can select a $10 bonus from a few different retailers. Again, the best part: Free membership. Here’s where to sign up!

Once you sign up, make sure to make it a habit to use this site as a “pass through” before shopping at your target merchant. I see too many people (including my family members!) forget to do this and they lose savings in the process! Find out more about this retail site through our Ebates review.

3. BigCrumbs

BigCrumbs is similar to Ebates and is a top cash back shopping site where you will find a lot of familiar retailers like Beauty.com, Barnes & Noble, and even eBay, which offers a hefty 36% cash back when you shop through BigCrumbs. Earn cash back when shopping online by becoming a BigCrumbs member: just follow the links to your favorite retailers, then shop.

BigCrumbs.com

You’ll be able to see the cash back offers before you make your purchase, so there’s no big mystery. You can subscribe or save your top retailers to your Favorites, and then check out the Deals and Coupons section to save even more.

Tip: Besides the rewards you earn on your own shopping, you can also earn cash by referring other shoppers to BigCrumbs. You can earn extra through the shopping that others do as well! You can sign up for BigCrumbs here.

4. Mr. Rebates

MrRebates.com has cash back offers of up to 30% from almost 2,000 partners. These partners include Best Buy, Staples, Overstock, and Dell to name a few. The Store of the Week section offers a temporary increase in the cash back percentage, while the Weekly Deals section features incentives like free shipping and discounts. And like other cash back sites, you can get a $5 registration bonus just for signing up.

MrRebates.com

5. Cashbaq

Update: Cashbaq is no longer doing business! Say what? If you go to their site, it looks like Ebates has stepped into their shoes and has taken over. Well, changes in the online economy continue to happen and unfortunately, Cashbaq is a casualty. We’ll try to find other options for you in the meantime!

Cashbaq.com has more than thirty new stores and more than 3,000 retailers in all. You will also get a $5 bonus for joining this cash back site, and it couldn’t be easier to search for deals, coupons, or even specific stores. And when you’re ready to cash in, you can get your money in a check or through PayPal. Stop to look at Today’s Big Find in different categories — you might just land a deal with free shipping.

Cashbaq

6. MoreRebates

MoreRebates.com has tons of coupons, rebates, and cash back offers. With this rebate site, you will find a 10% cash back offer at Verizon, and Priceline.com offers 3% cash back. Categories include electronics, toys, and groceries. The Deal of the Day section has tips along with the scoop on different categories. Referrals can earn you and your friends $6 each, so you can all start getting cash back.

7. QuickRewards

Finally, QuickRewards.com is a similar site that offers up to 30% cash back from around 1,000 retailers including Marriott, ToysRUs, and Macy’s. If you don’t want to redeem your rewards for cash, you can opt for gift certificates or prizes. One thing to note though, is that the site does not look as well maintained as the other sites. The design isn’t too pretty, and they don’t seem to be as popular as the other sites mentioned here.

To stay on top of all the temporary offers, you might want to hunt down your favorite cash back sites on Facebook or Twitter, or sign up for their RSS feeds or newsletters.

Bottom Line

Each time you need to pick up household staples or gifts for a special occasion, you have the opportunity to be rewarded. Take a look at several of the best cash back shopping sites so you can get familiar with what they offer, and you can start earning rewards for yourself. There is no better time than now to take advantage of every dollar you can!

Copyright © 2010 The Digerati Life. All Rights Reserved.

{ 12 comments… read them below or add one }

Valerie November 22, 2010 at 9:10 am

For those who are Bank of America customers, they have an online shopping rebate program called “Add it up” that functions much like these. You sign in to your BOA account, then go to “add it up” and you can see the various rebate amounts. When you click through to the sites through their links, the rebate gets deposited right into your account.

Sandy November 22, 2010 at 9:12 am

Good listing. Also like to add FatWallet, AAfter Search and ShopAtHome.

Dan November 22, 2010 at 9:47 am

I have used cashback.com for this kind of thing as well.

Silicon Valley Blogger November 22, 2010 at 11:21 am

These sites look like they’ve been a while, but chances are, not everyone has heard of them. I only stumbled on them when I was doing research on online shopping. Lots of banks and credit card companies are getting into the reward game too, as mentioned.

Mrs. Accountability November 22, 2010 at 5:46 pm

I start almost every shopping venture at http://www.evreward.com because they will show which rewards are available at many of the sites you mention, including which credit card rewards are available. So instead of going to Mr. Rebates, Big Crumbs, etc., and see which one has the best rewards for the store I’m shopping, evreward.com shows me all at once. I also shop a lot at amazon.com and always go through someone’s affiliate link before starting to shop since amazon doesn’t allow rewards (unless you use their credit card to shop there). I’ve belonged to ebates.com the longest, and also there’s mypoints.com which have been around for over a decade. Great post!

Scarves Silk November 29, 2010 at 4:49 am

Hi,
I also like this type of cash back sites.
Really Nice. :)

Tim Banach December 10, 2010 at 5:43 pm

Also marketamerica.com has over 2000 stores offering cash back.

Love Cash Back December 20, 2010 at 9:41 pm

I only use cash back programs because I prefer it to finding discounts.

Rosie888 June 4, 2011 at 1:56 am

A ton of great information here. I really enjoyed it. I’ve been using cash back sites for years. Currently, a member of most of the sites you mentioned. However, it looks like cashbaq in no longer active. Anyway, I find that the best way to use cash back sites is to actually use a comparison cash back engine. That way, you are sure you’re getting the best cash back for each merchant that you shop. I’d suggest using cashreporter.com as they are my go to resource. Cheers.

Silicon Valley Blogger June 4, 2011 at 12:03 pm

@Rosie888,
Thanks for the information on Cashbaq! I’ve updated the list and will be looking for other great alternatives for coupon information. To clarify what happened to Cashbaq — it seems that Ebates is now filling in the void they created. I will dig in further into this matter.

Kellen May 15, 2012 at 9:08 am

My problem with the cash back deals is I start thinking “Ooh! 14% cash back? That’s an awesome deal!” Meanwhile I have a coupon for 30% off sitting in my inbox. Really, the coupon is better than the cash back, plus the money never leaves my account (some cash back takes awhile to make it back to you…)

Do you have any particular nice cash back deals you have found?

Cheri August 23, 2012 at 1:23 pm

I have a question for anyone. Can you go through Upromise and then Big Crumbs to double up on your discounts? I like both of these. Can you click through one and then the other? Thanks.

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