Banking & Savings: How Is Your Money Treating You?

Banking and Savings Category - The Digerati Life

There’s no doubt that the cornerstone of your finances lies in how well we bank and save our money. That’s why we’ve created this category that’s dedicated to the banking industry. Here’s where we explore topics that relate to smart banking and money saving tips. You’ll be able to find plenty of great cost savings tips and useful information that may help you get the most out of your banking relationships. We entrust our money to banks and credit unions, so wouldn’t it make sense to know how these institutions work and to understand what it is they can do for us?

If you are looking for a place where you can find comparisons between online savings accounts versus traditional brick and mortar bank savings accounts, or if you need to find out how to start a 529 college IRS for your child, or how to balance your checkbook, then you’ve come to the right place. Join the discussion with the rest of our community!

EverBank Review: Online Bank For High Yield Investment Accounts Mar 2012 20

EverBank has some great savings products. Check out their unique offerings in the savings account space. If you’re on the lookout for innovative bank products (like I am) then you may want to turn your attention to EverBank. I’ve been keeping up with them because they are one of the few resources I’ve found that [...]

Perkstreet Financial PowerPerks & Promos: 5% Cash Back Categories Dec 2011 10

PerkStreet Financial is a site that offers an online checking account along with a debit card called the Perkstreet Platinum Debit Rewards MasterCard that kicks off rewards; in particular, their card gives you cash back when you use it. The checking account is FDIC insured while the card goes the extra mile by helping you [...]

What To Do If Your Big Bank Gets A Buyout Proposal Oct 2011 21

As bank customers, most of us would like to know what to do if our bank gets acquired or fails. What can we expect if our bank gets bought out? Some years ago, Washington Mutual was known for online banking products such as a savings account that offered a high yield for linking with a [...]

Ally Bank Interest Checking & Raise Your Rate CDs Aug 2011 2

A look at the Ally Bank Interest Checking account and the Raise Your Rate CDs. There are a lot of banking products to keep track of lately. Some of those we monitor are from Ally Bank, which is actually known for online consumer bank products that are made easily accessible by their minimal fees and [...]

Bank Account Cash Bonuses & Offers Aug 2011 2

If you’re after bank accounts that offer cash bonuses, perhaps our list will help. On occasion, the bank products we feature here come up with sweet deals for prospective customers. These companies regularly revive their seasonal promotional programs as a way to lure customers to their side with enticing offers, either through discounts or in [...]

FNBO Direct Review: Kiplinger’s Best Savings Account Jul 2011 10

What’s the best online savings account according to Kiplinger’s? We talk about one of the most reliable online banks and its flagship product. With online savings account rates at their lowest levels for some time now (along with all other rates) — in response to Fed rate cuts and the government’s strong resolve to turn [...]

ING Direct Checking Account Payment Options Jun 2011 17

I wasn’t so sure how well I would take to an online checking and savings account set up. I use PayPal frequently and like it; but I wondered how it would all work with an actual online checking account that didn’t have the convenience of allowing me to make deposits at a brick-and-mortar bank location. [...]

What Makes A Good Account For Short Term Savings? May 2011 12

What do you look for in a savings account? Determining the best place to park your money may require some time and comparative research. Not only because interest rates are at their low point, but because of the numerous choices we have available to us. Financial institutions have more products than ever and are eager [...]

WaMu Free Checking Becomes Chase Total Checking: From Free To Fees May 2011 18

When free checking turns into “fee” checking. Let’s check on the latest update on a popular bank account. Remember Washington Mutual? This bank (more familiar to many by the name WaMu) has undergone quite a transformation. So much has happened to this institution that I thought to provide an update. If you’ll recall, this financial [...]