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Frugality & Budgeting: Squeeze That Last Dollar

Frugality & Budgeting Category - The Digerati Life

We all want to save money. It’s always wise to keep watch of our dollars, seeing how the economic tides seem to shift on a whim. For many folks, every dollar needs to stretch as far as it will go. But how do you do it? Do you clip coupons? Should you work on a detailed budget where you watch each expense with an eagle eye, or perhaps chase credit cards that sport lower rates? How about trading in your gas guzzler for a more modest vehicle? The answer is — there’s no one right solution for everyone. In fact, it may take a combination of such approaches plus a change in our lifestyle or habits to get us completely in the black. But we’re here to provide you tips, ideas and even support as you work on your savings plans.

Our articles cover a lot of ground, from stories that dish out concrete savings tips to those which analyze the psychology of saving and behavioral finance. For instance, we help you determine if you’re spending too much. We write about how to save money at the grocery store and how to spend less on great gifts, auto repairs and your monthly cable bill. We share with you frugal stories and budgeting tips to help you make the most of each dollar you earn. Why not join our frugal community today?

Wedding Invitation Etiquette: Should Kids Be Invited To Weddings? Oct 2012 72

I’ve been thinking about children at weddings. Some couples are completely against having children at their wedding, and some couples welcome the little tykes: to which camp do you belong? How would you plan a wedding? And how do you handle it come invitation time? I can only imagine that choosing not to have children […]

Paying For College: How To Reduce Student Debt Oct 2012 12

Kids grow up fast, too fast in most cases. At least faster than you can get their college tuition saved up. And doesn’t it seem like every year, college tuition increases to the tune of 6% or more? We’ve taken a look at some of these concerns in a few recent articles on the subject […]

Skip Commercial Banks! How Cash Only Living Can Work Sep 2012 45

According to a recent U.S. government study, seventeen million Americans manage their money without the use of a bank account. This means that they have no savings or checking account. Many look down upon this way of life, but it is difficult for me to say it is a bad thing given the fact that […]

How I Save Money on Food & Groceries Sep 2012 10

So who’s hungry? Beyond using online coupons, you can also try these kitchen tips to help you save money on food and groceries. So how much do you typically spend on your average weekly food bill? Do you even have a rough answer? Don’t panic if you don’t, because I was in this exact same […]

Garage Sale Tips: How To Sell Junk For Cash Jul 2012 21

If you are desperate for some quick cash and you want to find some ways of making money this coming weekend, the best bet is to focus on a yard sale. Provided you have the time to clear out your closets and find a load of stuff to sell, you could have a lot more […]

No Costco Membership? Shopping At Costco Still Saves Money Jul 2012 32

If you’re a Costco member, you can take advantage of the bulk buying, especially for certain products. But for those of you who aren’t members of Costco, you can still benefit from some deals offered by this warehouse club. Here are some great tips for shopping at Costco even if you’re not a member!

Wipe Away Debt Problems With Debt Snowflakes Jun 2012 11

I’d like to share a great concept or strategy to pay off debt called “Snowflaking”, which I found well described in a few personal finance blogs. The concept of snowflaking is an interesting spin off from Dave Ramsey’s debt snowball strategy for eliminating debt. I discovered that it was originally discussed over at the Debt […]

Frugal Health and Beauty Tips: Look Good & Save $800 A Year May 2012 13

If you are like me, then you like to look your best when it comes to your appearance. However, looking your best does not always come cheap! I have used the following techniques to reduce my personal care budget while maintaining the results I want. In fact, with these ideas, I’m able to save up […]

Strange Mother’s Day Gifts: What’s Your Special Gift For Mom? May 2012 14

How much are you willing to pay for sentiment? What do you do for Mother’s Day? As the day approaches, I receive junk mail (for flowers, jewelry, figurines(?)) and see the commercials, which strongly encourage me to do my share of giving and gifting for yet another celebratory opportunity that involves nice, sweet and sometimes […]

How To Fly For Free Feb 2012 14