Real Estate Talk For Home Owners & Investors

Real Estate Category - The Digerati Life

Our home is our castle. And once we buy a home, we’re embarking on a financial commitment that could potentially span a lifetime. When we purchase real estate, we can expect to deal with home maintenance, home and mortgage insurance, property taxes and perhaps even a remodeling project or two. In some cases, some of us may find ourselves grappling with mortgage fraud, foreclosure or loan modifications. There’s a lot to explore in the real estate industry, which can be rather daunting for first time home buyers. Here’s where we cover a whole lot of topics in this area.

What you’ll find here are articles dedicated to helping you understand the new financial climate as it relates to the real estate industry. We talk about how to enter the home buying market as a first time buyer and what you’ll need in order to get a mortgage in today’s economic climate; we contemplate on how it is to become a real estate investor, and we’ll even take a tour of some unusual properties. We touch on how to save money during the home buying process, discuss how to keep your home in tip top shape without breaking the bank and offer a realistic view of the true cost of homeownership.

Our posts reflect a lot of our own personal experiences with buying property, dealing with foreclosure, and studying the rental market. We also analyze trends in housing and share our opinions on what has transpired in this market. Feel free to share your views on real estate in our articles and discussion threads.

Are you a home owner or ready to become one? Find out more about real estate and property financing, mortgages, ownership matters and investing strategies.

How One Homeless Person Lives: Coping With Homelessness Nov 2012 21

I’ve discussed how to avoid foreclosure and how to avoid bankruptcy in the past, but in some cases, things don’t work out too well, and there are people who end up becoming casualties of the real estate bust, credit crisis and weak job market. Lots of people have been forced into homelessness due to a […]

Best Places To Live In The U.S. For Long-Term Homeowners Nov 2012 8

This guest post was written by Henry Truc from Go Banking Rates, a website that publishes informative personal finance content and helpful tools, as well as the best interest rates on financial services nationwide. Finding the best cities, towns or other locations in the U.S. can be a bit difficult these days. First, the problem […]

Space Saving Furniture For Those Living In A Small Space Sep 2012 11

For those who’ve ever downsized or who’ve been living in a small home, the biggest issue has always been about space. To be frank, I prefer to have spacious surroundings (read: a bigger house), but I can also certainly appreciate the charms and simplicity of residing in a cozier place. Now there’s an even bigger […]

Get Foreclosure Information & Options From Fannie Mae: Jul 2012 5

Living in a very high cost area, where property values are stratospheric and home ownership continues to be out of reach, I’ve gotten to know many homeowners who are biding their time with regards to making a new home purchase. But along with those folks who haven’t been able to enter the housing market, there […]

Steps to Buying a House: Checklist & One-Year Plan For Home Buyers Jul 2012 7

Financial guru Dave Ramsey would say that I have “house hunger”. I desperately want to buy a house, but my “financial house” is not in order. I am incredibly frustrated because this is an excellent time to buy, but I don’t have a down payment saved and I have too many credit card bills, my […]

Living In A Small House: Does Size Matter? Mar 2012 56

The joys of living in a small home. For many people I know, a big house to call their own sure sounds like the ultimate dream. Think of all that wonderful space and room and potential to do whatever you want in that space. But there are obvious downsides to having a huge house: number […]

How Do You Qualify For A Mortgage Loan? Mar 2012 27

You finally found the perfect house and you’re close to realizing the dream of owning your own home…so close that you can taste it. It’s a great time in your life but are you really financially ready to achieve these goals? Check Out Home Loan Resources You’ll first need to ensure that you can afford […]

Mortgage Terms Basics: What Kind of Mortgage Should You Carry? Feb 2012 2

For most people, committing to a mortgage is one of the scariest moments of their lives. Our cave man ancestors would be stunned to see people working for thirty years just to own a home. Back in the old days, you just found a cave, chased the bats out of it, and moved in. We […]

Is Investing In Rental Property A Good Move? Jan 2012 55

Want to be a landlord? Here are some points to consider. For those of us who are investors, real estate has been considered as a decent, long-term investment that can provide us with some reasonable level of diversification. Its historical returns have been somewhat lower than stock market returns over the long run as measured […]