Investments: Make Your Money Work For You!

Investment Category - The Digerati Life

Welcome to our Stock Market Investing section. One of our favorite topics (if not our favorite) has been the subject of investments and the stock market. If you’ve been following our site for a while, you’ll notice that we’ve covered some ground in this area, and have enjoyed discussing and analyzing various matters about investing and the stock market throughout the years — from long term passive investing to short term stock trading, to market timing, fundamental and technical analysis, stock picking, diversification strategies, online broker reviews, investment tools and tips. Yes, we enjoy covering all things that could help us grow our money in interesting ways!

There exists many divergent views and perspectives on investing. Our particular stance is this: we are primarily long term investors who are passionate about the markets. Our investing experience spans several decades, so we’re pretty familiar with the markets, albeit as small investors (or as retail investors, as we’re referred to by the industry). We are hoping that this site can serve as a place where we can all learn and vent about the markets together. If we’re going to ride a bull or a bear, might as well get into this roller coaster together, right?

Some of us have been investing since the 1980s. In fact, several of us have gone through three economic recessions and a large bull market squeezed in between. Living in Silicon Valley, we also saw just how crazy the dot com phase of the bull market affected many stocks, including the ones we owned via stock options or as part of our regular portfolio. We’ve personally held stocks that have imploded and tanked to zero, and have also held many winners that have soared to heights unseen.

At any rate, we share many of our thoughts and ideas about the markets on this site and we hope you’ll join the discussion.

Tax Efficient Investing For Retirement Feb 2012 12

Are you saving for retirement? Consider the tax ramifications. It’s painfully obvious that we have officially entered into a period in which many people work far past the age of retirement — whether it’s because they actually want to or because they have to. With people living to be much older nowadays, “retirement” tends to [...]

Momentum Investing: Chasing Performance & Following Trends Jan 2012 3

Momentum is a word that leadership gurus and self-help experts throw around a lot. In those contexts, it means something like “the energy gained by moving.” The term itself has been applied to a strategy that first came to the fore in the mid-1990s and which gained interest in the early part of the twenty-first [...]

Risks & Advantages Of Investing In The Biotech Stock Sector Jan 2012 3

Health care has come a long way, hasn’t it? Ailments used to be treated with tonics made from roots and other raw, unprocessed ingredients from nature, while non-invasive options to surgery are now much more prevalent. Conditions that used to be threats to our life and health in the past are now simply just minor [...]

Investment Forecasts for 2012: Financial Predictions for the New Year Dec 2011 5

The start of a new year is upon us once again and it’s time to take stock of how things have gone in the past year. It’s a time when some financial types are dusting off their investment crystal balls or are checking out oddball indicators to see if trends continue for the next year. [...]

Wall Street Journal vs Other Financial Newspapers: Our Review Dec 2011 2

When I used to work on Wall Street some years ago. But before you would-be occupiers get too irate, I’ll assure you that I worked for a non-profit organization that had its headquarters on Wall Street. No, I wasn’t a big banker. But as part of my job, I had to keep an eye on [...]

The Basics of Equity Mutual Funds Dec 2011 7

New investor here. I wanted to use this place as a platform for boosting my investment education. It’s no secret that I’m pretty green when it comes to the world of investments, but I’m making some progress. Or at least I thought I was until I started digging into mutual funds. I thought that a [...]

Understanding Stock Sector Rotation & Select Sector ETFs Dec 2011 4

Have you ever considered investing in stock sectors? Here are some thoughts on the phenomenon called sector rotation. While many long term investors may dabble in some level of sector investing for the purposes of diversification, perhaps by using sector specific mutual funds, ETFs, or even individual stocks, others may prefer to introduce some degree [...]

Prosper.com Promotion: Free iPod, iPad2, $100 Referral Bonus Nov 2011 8

Prosper.com is a highly popular network for peer to peer lenders and investors. It’s a great place to try to get a personal loan that’s potentially cheaper than at banks or loan companies. It also provides investors an opportunity to pursue an alternative form of investing via short term instruments. We’re here to bring you [...]

Value Investing: How To Discover Bargain Stocks Nov 2011 4

Anybody who has some experience in the investing world has probably heard of the term “value investor”. It sounds like a great idea because all of us in our everyday lives are conditioned to operate with the idea that maximizing value in every area of our lives translates into a higher level of prosperity overall. [...]