Investments: Make Your Money Work For You!

Investment Category - The Digerati Life

Welcome to our Stock Market Investing section. One of our favorite topics (if not our favorite) has been the subject of investments and the stock market. If you’ve been following our site for a while, you’ll notice that we’ve covered some ground in this area, and have enjoyed discussing and analyzing various matters about investing and the stock market throughout the years — from long term passive investing to short term stock trading, to market timing, fundamental and technical analysis, stock picking, diversification strategies, online broker reviews, investment tools and tips. Yes, we enjoy covering all things that could help us grow our money in interesting ways!

There exists many divergent views and perspectives on investing. Our particular stance is this: we are primarily long term investors who are passionate about the markets. Our investing experience spans several decades, so we’re pretty familiar with the markets, albeit as small investors (or as retail investors, as we’re referred to by the industry). We are hoping that this site can serve as a place where we can all learn and vent about the markets together. If we’re going to ride a bull or a bear, might as well get into this roller coaster together, right?

Some of us have been investing since the 1980s. In fact, several of us have gone through three economic recessions and a large bull market squeezed in between. Living in Silicon Valley, we also saw just how crazy the dot com phase of the bull market affected many stocks, including the ones we owned via stock options or as part of our regular portfolio. We’ve personally held stocks that have imploded and tanked to zero, and have also held many winners that have soared to heights unseen.

At any rate, we share many of our thoughts and ideas about the markets on this site and we hope you’ll join the discussion.

Exploring Alternative Investment Diversifiers & Asset Classes May 2012 8

Is there more to investing than putting your money into stocks, bonds and cash? Find out some ways to spice up your portfolio with alternative investments. For most regular investors, a portfolio of index stock funds, bonds and savings accounts are sufficient to achieve some reasonable level of diversification. But those who are seeking the [...]

The Household CFO: Home Financial Taskmaster May 2012 14

In every household, somebody’s got to handle the finances — whether it’s the Mister, the Missus, or both, running things as a team. And in our case it’s moi. We figured long ago that it’s easiest that way so that we don’t get into each other’s nerves by sharing custody of the finances, though knowledge [...]

How To Create A Solid Investment Plan Apr 2012 25

What kind of investment plan or types of investments should the average person own? For many avowed spenders, the concept of risking money and hoping that it grows for use in the future is very foreign. In fact, some people think that “investing” boils down to playing the blackjack tables in Vegas. But a lot [...]

My Investment Diversification Strategy With Single Stocks Apr 2012 15

When Investing, Everyone Thinks They’re Right! If you watch any of the financial news channels or talk to any of those people who are considered the best in the financial world, one of the first things you will find is that everybody has an opinion and everybody feels that their way is the best way. [...]

ETrade Online Brokerage Account: Top Broker Review Mar 2012 22

The first online stock broker I came to know happens to be ETrade, and this was way back in the 1990′s. So I’m a bit more familiar with this company than I am with other brokers, only because ETrade has been around longer and is certainly considered as one of the most recognizable. However, being [...]

Effects Of A Roth IRA Conversion On College Funding Mar 2012

Our financial affairs are often put together in a reactionary, piecemeal fashion over a period of time, perhaps based on what we hear recommended by an advisor or guru, by what we read as the tip du jour by a popular money magazine or by what all our friends or colleagues are doing. This continues [...]

How To Invest In Gold: The Long & Short of Gold Investing Mar 2012 21

We take a look at various ways to invest in a popular precious metal. Regardless of what goes on in the investment markets, precious metals — and gold in particular — is one of those asset classes that investors closely keep track of. Some would argue that gold is one of the oldest investable commodities. [...]

EverBank Review: Online Bank For High Yield Investment Accounts Mar 2012 20

EverBank has some great savings products. Check out their unique offerings in the savings account space. If you’re on the lookout for innovative bank products (like I am) then you may want to turn your attention to EverBank. I’ve been keeping up with them because they are one of the few resources I’ve found that [...]

Investing Like Peter Lynch: Strategies For Picking Stocks Mar 2012 9

We often publish different investing philosophies espoused by guest writers. What follows is yet another argument for stock picking. This time, we bring to you a guest post by Joel Reese, from the stock investment site called WeSeed.com, where you can learn how the stock market works. Several years ago, I had a little extra [...]